Testing your Integration

It is important to test your integration before going live to make sure it works properly. That’s why we created test bank accounts, mobile money numbers and test cards for you to simulate different payment scenarios as you integrate with Kora.

Testing Payouts to Bank Accounts

Use the following bank accounts to test these scenarios for your Bank Transfer payout integration:

Scenario	Currency	Bank Code	Account Number
Successful Payout	NGN	`033`	`0000000000`
Failed Payout	NGN	`035`	`0000000000`
Error: Invalid Account	NGN	`011`	`9999999999`
Successful Payout	KES	`0068`	`000000000000`
Failed Payout	KES	`0053`	`000000000000`

Testing Payouts to Mobile Money

Use the following mobile money details to test these scenarios for your Mobile Money payout integration:

Scenario	Currency	Mobile Money Operator	Mobile Number
Successful Payout	KES	`safaricom-ke`	`254711111111`
Failed Payout	KES	`airtel-ke`	`254722222222`
Successful Payout	GHS	`airtel-gh`	`233242426222`
Failed Payout	GHS	`mtn-gh`	`233722222222`

Testing Pay-in Mobile Money

Use the following mobile money numbers to test different scenarios for your Mobile Money pay-in integration:

Scenario	Mobile Number	Currency	OTP	PIN
Successful Payment	254700000000	KES	N/A	1234
Failed Payment	254734611986	KES	N/A	1234
Successful Payment	233240000000	GHS	123456	1234
Failed Payment	233274611986	GHS	123456	1234

Test Cards

Real payment cards would not work in Test mode. If you need to test your card payment integration, you can use any of the following test cards:

For Successful Payment (No Authentication) - Visa
Card Number: 4084 1278 8317 2787
Expiry Date: 09/30
CVV: 123

For Successful Payment (with PIN) - Mastercard
Card Number: 5188 5136 1855 2975
Expiry Date: 09/30
CVV: 123
PIN: 1234

For Successful Payment (with OTP) - Mastercard
Card Number: 5442 0561 0607 2595
Expiry Date: 09/30
CVV: 123
PIN: 1234
OTP: 123456

For Successful Payment (with 3D Secure) - Visa
Card Number: 4562 5437 5547 4674
Expiry Date: 09/30
CVV: 123
OTP: 1234

Successful (with Address Verification Service, AVS) - Mastercard
Card Number: 5384 0639 2893 2071
Expiry Date: 09/30
CVV: 123
PIN: 1234

For Address
City: Lekki
Address: Osapa, Lekki
State: Lagos
Country: Nigeria
Zip Code: 101010

Successful (with Card Enroll) - Verve
Card Number: 5061 4604 1012 0223 210
Expiry Date: 09/30
CVV: 123
PIN: 1234
OTP: 123456

For Failed Payment (Insufficient Funds) - Verve
Card Number: 5060 6650 6066 5060 67
Expiry Date: 09/30
CVV: 408

To simplify testing your card integrations in Test mode, we already created these scenarios on the test Checkout and prefilled the card details for each scenario.

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It is important to note that, just as real payment instruments do not work in Test mode, test cards and bank accounts cannot be used in Live mode or for real payments.